What is the primary factor that contributes to intergenerational wealth in the United States?

The primary factor that contributes to intergenerational wealth in the United States is the accumulation of assets over time, which often includes property, investments, and savings passed down from one generation to the next. Families with wealth can provide their children with advantages such as education, homeownership, and financial support, which help them build their own wealth. For example, a family that owns a home can pass it down to their children, giving them a valuable asset that appreciates in value over years. This cycle can create a significant gap between wealthy families and those with fewer resources, making it harder for the latter to catch up. Therefore, the ability to inherit wealth plays a crucial role in maintaining and increasing wealth disparities across generations.