Which of the following statements accurately describe the impacts of redlining on inequality? Select all that apply.

Redlining was a practice where banks and insurers marked areas, often where people of color lived, as too risky for loans or insurance. This meant that many families could not get mortgages to buy homes, which kept them from building wealth over time. Because these neighborhoods were denied investment, they often faced neglect, leading to poorer schools and fewer resources. For example, a family that wanted to buy a home in a redlined area might have to rent instead, missing out on the chance to accumulate equity. Overall, redlining created long-lasting inequalities in wealth and opportunities that still affect communities today.