What was a primary consequence of redlining practices in the United States?

A primary consequence of redlining practices in the United States was the creation of significant racial and economic inequality. Redlining involved denying loans or insurance to people in certain neighborhoods, often based on the racial makeup of those areas. This meant that many Black families and other minorities could not buy homes or invest in their communities, leading to a lack of wealth accumulation. For example, if a family in a redlined area wanted to buy a house, they might be denied a mortgage, forcing them to rent instead, which does not build equity over time. As a result, these practices widened the gap between wealthy and poor communities, making it harder for marginalized groups to improve their living conditions and opportunities.