What is one major consequence of redlining on housing inequality in urban areas?

One major consequence of redlining on housing inequality in urban areas is the creation of segregated neighborhoods. Redlining was a practice where banks and insurance companies denied services to certain areas, often based on the racial makeup of the community. This meant that many families, especially those of color, were unable to get loans to buy homes or improve their properties. As a result, these families often ended up living in neighborhoods with fewer resources, like good schools and parks, which made it harder for them to build wealth over time. For example, a family denied a mortgage in a redlined area may have missed out on the opportunity to own a home that could have increased in value, leaving them at a financial disadvantage compared to families in more affluent, predominantly white neighborhoods.