Redlining is to homeownership as discriminatory lending practices are to which of the following?

Redlining is a practice where certain neighborhoods, often with a high percentage of people of color, are marked as risky for home loans, making it hard for residents to buy homes. This leads to inequality because it prevents people in those areas from building wealth through homeownership. Similarly, discriminatory lending practices refer to unfair treatment in the lending process based on race, gender, or other factors, which can also restrict access to home loans. Both redlining and discriminatory lending practices create barriers for marginalized groups, making it difficult for them to achieve financial stability. For example, if a bank refuses to give a loan to a qualified buyer simply because of their race, that buyer misses out on the chance to own a home and build equity.