Learning Path
Question & Answer1
Understand Question2
Review Options3
Learn Explanation4
Explore TopicChoose the Best Answer
A
A → B → C → D
B
A → C → B → D
C
B → A → D → C
D
C → B → A → D
Understanding the Answer
Let's break down why this is correct
Answer
Redlining began with discriminatory lending practices being established, which created a system that unfairly targeted minority communities. As a result, these communities were denied access to home loans, making it nearly impossible for them to buy homes and build wealth. This lack of access to home ownership meant that wealth accumulation became concentrated in predominantly white neighborhoods, where families could invest in property and pass down that wealth through generations. Over time, these factors contributed to racial wealth disparities becoming entrenched, leaving minority communities at a significant economic disadvantage. For example, a family in a redlined area might struggle to save money and invest in education, while a family in a predominantly white neighborhood benefits from increased property values and better local services.
Detailed Explanation
First, discriminatory lending practices are set up. Other options are incorrect because This option suggests that wealth is built before denying loans; This option puts the denial of loans after wealth accumulation.
Key Concepts
Redlining and its effects on wealth accumulation
Economic inequality and social stratification
Homeownership and racial disparities
Topic
Impact of Redlining on Inequality
Difficulty
medium level question
Cognitive Level
understand
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