A local nonprofit is developing a community program aimed at increasing homeownership among minority groups in a city historically affected by redlining. Which strategy would best address the systemic barriers created by redlining?

To address the systemic barriers created by redlining, the nonprofit should focus on providing education and resources about homeownership specifically tailored to minority groups. This means creating workshops that teach people about the home-buying process, financial literacy, and how to improve credit scores, which are often crucial for obtaining loans. For example, if a workshop helps a participant understand how to save for a down payment and navigate mortgage options, they may feel more empowered to buy a home. Additionally, the program could partner with local banks to offer special loan products that cater to these communities, helping to overcome the financial hurdles that redlining has created. By equipping individuals with knowledge and access to financial tools, the nonprofit can help break down the barriers to homeownership that have persisted due to historical discrimination.