📚 Learning Guide
Loanable Funds Market Dynamics
easy

In the loanable funds market, which of the following statements correctly describes the relationship between interest rates and the quantity of funds supplied?

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Choose the Best Answer

A

As interest rates rise, the quantity of funds supplied increases.

B

As interest rates rise, the quantity of funds supplied decreases.

C

Interest rates have no effect on the quantity of funds supplied.

D

The quantity of funds supplied is constant regardless of interest rates.

Understanding the Answer

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Answer

In the loanable funds market, there is a clear relationship between interest rates and the quantity of funds supplied. When interest rates rise, more people and institutions are willing to save money and lend it out because they can earn more from their savings. For example, if a bank offers a higher interest rate on savings accounts, more customers will deposit their money, increasing the amount of funds available for loans. Conversely, if interest rates fall, fewer people will want to save, leading to a decrease in the quantity of funds supplied. This dynamic helps balance the supply and demand for loans in the economy.

Detailed Explanation

When interest rates go up, people want to save more money. Other options are incorrect because This option suggests that higher interest rates make people save less; This option says interest rates don't affect savings.

Key Concepts

interest rates
Topic

Loanable Funds Market Dynamics

Difficulty

easy level question

Cognitive Level

understand

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