📚 Learning Guide
Money Demand and Interest Rates
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How does an increase in consumer confidence typically affect money demand in an economy?

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Learning Path

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Choose the Best Answer

A

It decreases money demand as people save less.

B

It has no effect on money demand.

C

It increases money demand as people are more willing to spend.

D

It decreases money demand as people invest more in stocks.

Understanding the Answer

Let's break down why this is correct

Answer

When consumer confidence increases, people feel more secure about their jobs and financial situations. This often leads them to spend more money, thinking they will continue to earn and have enough resources. As a result, the demand for money increases because consumers want to have cash available to make purchases, whether for goods or services. For example, if a family feels confident about their financial future, they might decide to buy a new car, which means they need more cash on hand or access to funds. Thus, higher consumer confidence generally leads to a greater demand for money in the economy.

Detailed Explanation

When people feel confident about the economy, they are more likely to spend money. Other options are incorrect because Some might think that saving less means needing less money; It's a common belief that confidence doesn't change money needs.

Key Concepts

Money Demand
Shifts in Money Demand
Topic

Money Demand and Interest Rates

Difficulty

medium level question

Cognitive Level

understand

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