📚 Learning Guide
Loanable Funds Market Dynamics
easy

What happens to the supply of loanable funds when the interest rates increase?

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Learning Path

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Choose the Best Answer

A

The supply decreases

B

The supply remains constant

C

The supply increases

D

The supply becomes negative

Understanding the Answer

Let's break down why this is correct

Answer

When interest rates increase, the supply of loanable funds tends to increase as well. This happens because higher interest rates make saving money more attractive. People and businesses are more likely to save their money in banks or other financial institutions, hoping to earn more from the interest. For example, if a person knows they can earn a better return by saving in a high-interest account, they might choose to save instead of spend. As a result, with more savings available, the overall supply of loanable funds in the market increases.

Detailed Explanation

When interest rates go up, more people want to save money. Other options are incorrect because Some might think that higher interest rates scare people away from saving; It's a common mistake to think that interest rates don't affect supply.

Key Concepts

supply of loanable funds
Topic

Loanable Funds Market Dynamics

Difficulty

easy level question

Cognitive Level

understand

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