📚 Learning Guide
Loanable Funds Market Dynamics
easy

In the loanable funds market, what typically causes an increase in the demand for loanable funds?

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Learning Path
Learning Path

Question & Answer
1
Understand Question
2
Review Options
3
Learn Explanation
4
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Choose the Best Answer

A

A decrease in interest rates

B

An increase in business investment opportunities

C

A decrease in consumer confidence

D

An increase in savings rates

Understanding the Answer

Let's break down why this is correct

Answer

An increase in the demand for loanable funds usually happens when people and businesses want to borrow more money. This can occur when interest rates are low, making it cheaper to take out loans. For example, if a company wants to expand and needs to borrow money to build a new factory, it will seek out loans, increasing the overall demand for funds in the market. Additionally, when consumers feel confident about their financial future, they may take out loans for things like homes or cars, further raising demand. Overall, any situation that encourages borrowing will lead to an increase in the demand for loanable funds.

Detailed Explanation

When businesses see good chances to invest, they want to borrow more money. Other options are incorrect because Some might think lower interest rates mean more borrowing; People might think that low confidence leads to more borrowing.

Key Concepts

demand for loanable funds
Topic

Loanable Funds Market Dynamics

Difficulty

easy level question

Cognitive Level

understand

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