📚 Learning Guide
Loanable Funds Market Dynamics
easy

How does increased government borrowing typically affect the loanable funds market?

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Learning Path
Learning Path

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Choose the Best Answer

A

It decreases the supply of loanable funds

B

It increases the demand for loanable funds

C

It has no effect on the loanable funds market

D

It decreases interest rates

Understanding the Answer

Let's break down why this is correct

Answer

When the government borrows more money, it usually means they are taking loans from the same pool of money that individuals and businesses use to borrow. This increased demand for loans can lead to higher interest rates because there is more competition for the available funds. Higher interest rates can make it more expensive for people and companies to borrow money, which might reduce their spending and investment. For example, if a business wants to expand but faces higher borrowing costs, it might delay its plans, affecting overall economic growth. So, increased government borrowing can crowd out private borrowing, leading to less investment in the economy.

Detailed Explanation

When the government borrows more money, it needs to take loans from banks. Other options are incorrect because Some might think that more borrowing means less money available to lend; It's a common mistake to think that borrowing has no effect.

Key Concepts

government borrowing
Topic

Loanable Funds Market Dynamics

Difficulty

easy level question

Cognitive Level

understand

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