📚 Learning Guide
Loanable Funds Market Dynamics
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How does an increase in interest rates typically affect economic growth in the loanable funds market?

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Choose the Best Answer

A

It stimulates economic growth by encouraging more borrowing.

B

It slows down economic growth by reducing the incentives for borrowing.

C

It has no effect on economic growth.

D

It increases economic growth by raising the level of savings.

Understanding the Answer

Let's break down why this is correct

Answer

When interest rates increase, borrowing money becomes more expensive. This means that both consumers and businesses are less likely to take out loans for things like buying homes or expanding operations. As a result, spending and investment in the economy tend to decrease, which can slow down economic growth. For example, if a business wants to borrow money to buy new equipment but faces higher interest rates, it might decide to hold off on that purchase. Overall, higher interest rates can lead to less money circulating in the economy, which can hinder growth.

Detailed Explanation

Higher interest rates make loans more expensive. Other options are incorrect because Some might think higher rates encourage borrowing; It seems like interest rates might not matter.

Key Concepts

interest rates
and economic growth.
Topic

Loanable Funds Market Dynamics

Difficulty

medium level question

Cognitive Level

understand

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