📚 Learning Guide
Loanable Funds Market Dynamics
hard

How does a sudden increase in investor confidence affect the loanable funds market?

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Choose the Best Answer

A

It increases demand for loans, raising interest rates.

B

It decreases supply of funds, lowering interest rates.

C

It has no effect on the equilibrium interest rates.

D

It leads to a decrease in demand for loans, lowering interest rates.

Understanding the Answer

Let's break down why this is correct

Answer

A sudden increase in investor confidence means that people and businesses feel more positive about the economy and are more willing to invest their money. This leads to more savings, as individuals and companies put aside more cash, which increases the supply of loanable funds in the market. When there are more funds available, banks can lend more money to borrowers, leading to lower interest rates. For example, if a business wants to expand and borrow money, it may find that the interest rate is lower because there are more funds available from confident investors. Overall, this creates a cycle where increased investment can stimulate economic growth.

Detailed Explanation

When investors feel confident, they want to borrow more money. Other options are incorrect because Some might think that more confidence means less money available; It's a common mistake to think confidence changes nothing.

Key Concepts

Loanable Funds Market
Interest Rates
Investor Confidence
Topic

Loanable Funds Market Dynamics

Difficulty

hard level question

Cognitive Level

understand

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