📚 Learning Guide
Loanable Funds Market Analysis
easy

How does a borrower's creditworthiness influence the interest rate they are offered on a loan?

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Learning Path
Learning Path

Question & Answer
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Choose AnswerChoose the Best Answer

A

Higher creditworthiness generally leads to lower interest rates.

B

Higher creditworthiness results in higher interest rates.

C

Creditworthiness does not affect interest rates.

D

Interest rates are only influenced by the overall economy.

Understanding the Answer

Let's break down why this is correct

A person who can reliably pay back a loan is seen as less risky. Other options are incorrect because Some think a good credit record means the bank wants to earn more, so they raise the rate; Credit score does affect costs.

Key Concepts

Risk and Return in Loanable Funds
Topic

Loanable Funds Market Analysis

Difficulty

easy level question

Cognitive Level

understand

Deep Dive: Loanable Funds Market Analysis

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Definition
Definition

Loanable Funds Market Analysis involves examining how changes in demand for loans impact real interest rates in response to shifts in investor optimism or pessimism about future business conditions. By analyzing graphs and understanding the relationship between loan demand and interest rates, economists can predict market reactions to economic uncertainties.

Topic Definition

Loanable Funds Market Analysis involves examining how changes in demand for loans impact real interest rates in response to shifts in investor optimism or pessimism about future business conditions. By analyzing graphs and understanding the relationship between loan demand and interest rates, economists can predict market reactions to economic uncertainties.

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