📚 Learning Guide
Interest Rates and Economic Effects
easy

What is the primary role of central banks in relation to interest rates?

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Learning Path
Learning Path

Question & Answer
1
Understand Question
2
Review Options
3
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4
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Choose the Best Answer

A

To control inflation by adjusting interest rates

B

To provide loans to the public directly

C

To regulate stock market prices

D

To manage international trade agreements

Understanding the Answer

Let's break down why this is correct

Answer

The primary role of central banks in relation to interest rates is to manage the economy's money supply and influence economic activity. They do this by setting benchmark interest rates, which affect how much it costs to borrow money. For example, if a central bank lowers interest rates, it becomes cheaper for people and businesses to take out loans, encouraging spending and investment. This can help boost the economy during slow times. Conversely, if the economy is growing too quickly and inflation rises, central banks may raise interest rates to slow down spending and keep prices stable.

Detailed Explanation

Central banks change interest rates to help control inflation. Other options are incorrect because Some might think central banks give loans directly to people; It's a common mistake to think central banks set stock prices.

Key Concepts

central banks
Topic

Interest Rates and Economic Effects

Difficulty

easy level question

Cognitive Level

understand

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