📚 Learning Guide
Expansionary Monetary Policy
easy

If a central bank lowers interest rates during a recession, what is the most likely underlying effect on economic activity?

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Learning Path
Learning Path

Question & Answer
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Understand Question
2
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3
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4
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Choose the Best Answer

A

Increased borrowing leads to higher consumer spending

B

Higher interest rates reduce consumer spending

C

Lower interest rates cause inflation to rise immediately

D

Decreased borrowing reduces aggregate demand

Understanding the Answer

Let's break down why this is correct

Answer

When a central bank lowers interest rates during a recession, it makes borrowing money cheaper for businesses and consumers. This encourages people to take loans to buy homes, cars, or invest in businesses, which increases spending in the economy. For example, if a small business can borrow money at a lower rate, it might decide to expand and hire more workers, creating jobs. As more money circulates and people spend, overall economic activity can start to improve. Therefore, lowering interest rates is a way to stimulate the economy and help it recover from a recession.

Detailed Explanation

When interest rates go down, borrowing money becomes cheaper. Other options are incorrect because Some might think that higher interest rates are needed to boost spending; It's a common belief that lower rates cause prices to rise quickly.

Key Concepts

Expansionary Monetary Policy
Aggregate Demand
Interest Rates
Topic

Expansionary Monetary Policy

Difficulty

easy level question

Cognitive Level

understand

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