📚 Learning Guide
Contractionary Monetary Policy
easy

What is the primary effect of contractionary monetary policy on interest rates?

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Learning Path
Learning Path

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Choose the Best Answer

A

Interest rates decrease

B

Interest rates remain unchanged

C

Interest rates increase

D

Interest rates fluctuate wildly

Understanding the Answer

Let's break down why this is correct

Answer

Contractionary monetary policy is when a country's central bank decides to reduce the money supply to control inflation. When this happens, one of the main effects is that interest rates increase. Higher interest rates make borrowing more expensive, which means people and businesses are less likely to take out loans. For example, if a bank raises its interest rate from 3% to 5%, someone wanting to buy a house might decide to wait because their monthly payments would be higher. This decrease in borrowing can help slow down spending in the economy, which ultimately helps keep prices stable.

Detailed Explanation

When the government uses contractionary monetary policy, it reduces the amount of money in the economy. Other options are incorrect because Some might think that less money means lower rates, but it's the opposite; It's a common mistake to think rates stay the same.

Key Concepts

interest rates
Topic

Contractionary Monetary Policy

Difficulty

easy level question

Cognitive Level

understand

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