HomeCommercial Bank Reserves
📚 Learning Guide
Commercial Bank Reserves
easy

Order the following steps that a commercial bank must follow to determine its lending capacity based on reserves: 1) Calculate required reserves, 2) Assess total deposits, 3) Identify excess reserves, 4) Decide on lending limits.

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Learning Path
Learning Path

Question & Answer
1
Understand Question
2
Review Options
3
Learn Explanation
4
Explore Topic

Choose AnswerChoose the Best Answer

A

2 → 1 → 3 → 4

B

1 → 2 → 3 → 4

C

3 → 2 → 1 → 4

D

2 → 3 → 1 → 4

Understanding the Answer

Let's break down why this is correct

First the bank looks at how much money customers have deposited. Other options are incorrect because This choice assumes the bank can calculate how much must stay in the bank before it even knows how much money the customers have; It says the bank should find out how much extra it has before it knows how much customers have deposited.

Key Concepts

Commercial Bank Reserves
Lending Capacity
Reserve Requirements
Topic

Commercial Bank Reserves

Difficulty

easy level question

Cognitive Level

understand

Deep Dive: Commercial Bank Reserves

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Definition
Definition

Commercial Bank Reserves involves understanding how banks manage their reserves, including required reserves and excess reserves. This topic is crucial in determining a bank's capacity to lend and its adherence to reserve requirements set by regulatory authorities.

Topic Definition

Commercial Bank Reserves involves understanding how banks manage their reserves, including required reserves and excess reserves. This topic is crucial in determining a bank's capacity to lend and its adherence to reserve requirements set by regulatory authorities.

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