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HomeHomework Helppublic-economicsSocial Insurance Mechanisms

Social Insurance Mechanisms

Social insurance mechanisms in public economics refer to government programs designed to provide financial protection and support to individuals against economic risks, such as unemployment, disability, or old age, by pooling resources and distributing benefits based on need. These mechanisms aim to promote social welfare and economic stability by mitigating the impact of adverse life events on individuals and families.

intermediate
3 hours
Public Economics
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Overview

Social insurance mechanisms play a crucial role in public economics by providing financial support to individuals during times of need. These programs, such as Social Security and unemployment insurance, are designed to reduce poverty and promote economic stability. They are funded primarily through...

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Key Terms

Social Security
A government program that provides financial assistance to retirees and disabled individuals.

Example: Many people rely on Social Security benefits after retirement.

Unemployment Insurance
A program that provides temporary financial assistance to unemployed workers.

Example: Unemployment insurance helps individuals while they search for new jobs.

Medicare
A federal health insurance program for people aged 65 and older, and some younger individuals with disabilities.

Example: Medicare covers hospital visits and medical expenses for seniors.

Public Welfare
Government programs designed to provide financial aid and support to low-income individuals and families.

Example: Public welfare programs help families afford basic necessities.

Payroll Tax
A tax imposed on employers and employees to fund social insurance programs.

Example: Payroll taxes are deducted from workers' paychecks to support Social Security.

Economic Stability
A condition in which an economy experiences constant growth and low inflation.

Example: Social insurance contributes to economic stability by supporting consumer spending.

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Key Concepts

Social SecurityUnemployment InsuranceMedicarePublic Welfare